Personal Loans

Live life better, with the best loans for YOU

Your Profunding personal broker assesses your situation and gets the best deals and rates for you with the flexibility you need in your loan.


How we can help

  • Borrow up to $60,000, unsecured, with custom rates for your situation from 4.45% to 17.95%; Comparison rates from 4.45%
  • Choose the term for your loan that’s best for you;
  • No surprises, because your interest rate remains fixed for the term of your loan;
  • Want to pay off your loan early? You can do it, there’s generally no penalty for early repayment.


A personal loan can be used in almost any way you need it

  • Home improvements: upgrade your home today
  • Motor vehicles: a new car, RV, boat…
  • The holiday (or day) you deserve
  • Consolidate debt and remove stress
  • Medical and dental fees
  • Cosmetic surgery
  • And more…


Eligibility

In order to secure a personal loan you must meet the eligibility criteria. You must be:

  • 18 years or over
  • A permanent Australian resident
  • Currently employed with regular income
  • Able to demonstrate a good credit history for the last 5 years
  • Free from bankruptcy for the last 7 years.

Why Choose Profunding?

Uncomplicated Loans

We do the work. We help you understand the options. We’ll find the best loan and structure, then act on your behalf to get it.

Responsible Lending

We make sure your personal loan will help you get ahead, not create bigger problems, by making sure it’s right for you.

A Helping Hand

We’re working for you. We’re not working for the banks or loan providers. We’re extending a helping hand by making sure you get what is right for you.

Important to Know

Fixed interest and comparison rates

  • Secured loans between 4.45% (comparison rate 4.45%*) and 15.45% (comparison rate 15.45%*)
  • Unsecured loans between 5.95% (comparison rate 5.95%*) and 17.95% (comparison rate 17.95%*)

*About Comparison Rates
The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for personal loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Some personal loan providers do not charge any fees therefore the true cost of the loan or Comparison Rate will always equal the interest rate quoted.
Example:
An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 5.95% p.a. (5.95% p.a. comparison rate), would estimate to a minimum total amount payable of $34,686.60 via the weekly payment option. Rates are subject to change.

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